Short Term Rental Home Loans

Short-Term Rental Home Loans

A Short-Term Rental (STR) Home Loan is designed for real estate investors and homeowners who want to purchase or refinance properties specifically to rent out on platforms like Airbnb, Vrbo, or other vacation rental services. Unlike traditional home loans, STR loans are tailored to properties that generate rental income from short-term guests, allowing borrowers to leverage projected rental income when qualifying for financing.

These loans are ideal for those looking to build passive income streams or expand their vacation rental portfolio. Lenders typically evaluate factors like location, market demand, occupancy rates, and property management plans in addition to the borrower’s credit and financial stability.

✅ Key Advantages

Finance vacation or investment properties specifically for short-term rentals
Qualify based on property income potential, not just personal income
Build passive income and grow your real estate portfolio
Flexible terms for experienced and new investors
Potential for higher cash flow compared to traditional long-term rentals

Let us help you get your home today

Your dream home is closer than you think! Whether you’re buying your first house, upgrading, or investing, our team is here to guide you every step of the way. From finding the right loan to making the process simple and stress-free, we’ll help you move in with confidence.

📞 Get in touch today and let’s make it happen!

Customers Testimonial

What Our Clients Say

A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradise

    
 
 
         
   Naomi Hoehn 
 
 
 
 Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding. He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions. Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule. As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options. If you’re lucky enough to work with Duane Buziak, you’re in the best hands.
  
 
        
   Keerthi G 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane is very hardworking and knowledgeable,got us the best deal
  
 
        
   Alba Alonso 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane has helped me with two different home purchases and I can say that he is the best for a reason! He cares about the situation you're in, gives it to you straight and guides you to the right direction. 100% recommend him for you and your family!
  
 
        
   Gary 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very straight forward and is easy to get in contact with. Without a doubt he is the best at what he does.
  
 
        
   Giaa St.Clair 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane He Is the best. He was there to answer all of my questions. And he put my mind at eayes. And he made the process easy to go through. And I just want to thank you for everything you have done for me.
  
 
        
   Karen Flores 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane was magnificent, made my transaction feel so effortlessly, this comes to show it matters who you work with the Duo between him and my realtor ofc the team behind them! I can’t say enough on how pleased I am with how easy this purchase was truly earned his “maestro” nickname come to life!
  
 
        
   Nestor Alonso 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would like to say without any hesitation Duane from Coast to Coast has the best customer service I’ve had working with. Every question I had was answered in a way to explain/teach me rather than just be annoyed (like most people do). He would take my calls no mater the time or would message me that he was going to call me back. Truly a blessing having him and his team on our side. 10/10 recommend!!!
  
 
        
   Rachel Frisk 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane is very knowledgeable and responsive. Would definitely recommend and use again.
  
 
        
   Jimmy C 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’m a veteran that had an average/low credit score. Duane was able to get me a loan when other “veteran groups” weren’t. Honest and straight forward guy with a very help team. I’ve already put some other vets on to him.

Short Term Rental Home Loans