Self Employed Loans

About Self Employed Loans

Being your own boss comes with flexibility and independence, but it can also make getting a mortgage more challenging. Traditional lenders often rely on W-2 income and steady paychecks to assess borrowers, which can make qualifying tricky for business owners, freelancers, and contractors. Self-Employed Loans are designed to solve that problem.

What Are Self-Employed Loans?

These are mortgage products specifically tailored for borrowers who earn income through self-employment, side businesses, or contract work. Lenders review your financial stability using tax returns, business statements, and other proof of income—offering more flexible qualification criteria.

✅ Flexible Documentation: Use tax returns, 1099s, bank statements, or profit & loss statements.

✅ Variety of Loan Types: Conventional, FHA, VA, and Jumbo options available.

✅ Competitive Rates: Get fair rates even if your income isn’t traditional.

✅ Credit Score Options: Many lenders accept a broad range of credit scores.

✅ Custom Loan Structures: Adjustable-rate and fixed-rate terms to fit your budget.

Let us help you get your home today

Why Choose a Self-Employed Loan?

Customers Testimonial

What Our Clients Say

A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradise

    
 
 
         
   Naomi Hoehn 
 
 
 
 Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding. He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions. Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule. As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options. If you’re lucky enough to work with Duane Buziak, you’re in the best hands.
  
 
        
   Keerthi G 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane is very hardworking and knowledgeable,got us the best deal
  
 
        
   Alba Alonso 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane has helped me with two different home purchases and I can say that he is the best for a reason! He cares about the situation you're in, gives it to you straight and guides you to the right direction. 100% recommend him for you and your family!
  
 
        
   Gary 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very straight forward and is easy to get in contact with. Without a doubt he is the best at what he does.
  
 
        
   Giaa St.Clair 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane He Is the best. He was there to answer all of my questions. And he put my mind at eayes. And he made the process easy to go through. And I just want to thank you for everything you have done for me.
  
 
        
   Karen Flores 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane was magnificent, made my transaction feel so effortlessly, this comes to show it matters who you work with the Duo between him and my realtor ofc the team behind them! I can’t say enough on how pleased I am with how easy this purchase was truly earned his “maestro” nickname come to life!
  
 
        
   Nestor Alonso 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would like to say without any hesitation Duane from Coast to Coast has the best customer service I’ve had working with. Every question I had was answered in a way to explain/teach me rather than just be annoyed (like most people do). He would take my calls no mater the time or would message me that he was going to call me back. Truly a blessing having him and his team on our side. 10/10 recommend!!!
  
 
        
   Rachel Frisk 
 
 
 
 Trustindex verifies that the original source of the review is Google. Duane is very knowledgeable and responsive. Would definitely recommend and use again.
  
 
        
   Jimmy C 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’m a veteran that had an average/low credit score. Duane was able to get me a loan when other “veteran groups” weren’t. Honest and straight forward guy with a very help team. I’ve already put some other vets on to him.