Self Employed Loans

About Self Employed Loans

Being your own boss comes with flexibility and independence, but it can also make getting a mortgage more challenging. Traditional lenders often rely on W-2 income and steady paychecks to assess borrowers, which can make qualifying tricky for business owners, freelancers, and contractors. Self-Employed Loans are designed to solve that problem.

What Are Self-Employed Loans?

These are mortgage products specifically tailored for borrowers who earn income through self-employment, side businesses, or contract work. Lenders review your financial stability using tax returns, business statements, and other proof of income—offering more flexible qualification criteria.

✅ Flexible Documentation: Use tax returns, 1099s, bank statements, or profit & loss statements.

✅ Variety of Loan Types: Conventional, FHA, VA, and Jumbo options available.

✅ Competitive Rates: Get fair rates even if your income isn’t traditional.

✅ Credit Score Options: Many lenders accept a broad range of credit scores.

✅ Custom Loan Structures: Adjustable-rate and fixed-rate terms to fit your budget.

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Why Choose a Self-Employed Loan?

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